Clients and guarantors
Full record, documents and credit history.
Microcredit management · In operation
GIRO
Your loan book under control.
Microcredit management: clients, applications, contracts, instalment plans, collections, arrears and portfolio reporting.
What the system does
Modules
GIRO follows a loan from application to final payment. It calculates the instalment plan, records every payment, shows who is late and what that represents in the portfolio — which is the question that keeps any microfinance operation awake.
Applications and approval
Simulation, analysis and an approval chain by level.
Contracts and plans
Instalment plan, interest, fees and collateral.
Collections
Payments, receipts, partial payments and early settlement.
Arrears
Delays by bracket, notices and recovery follow-up.
Portfolio reporting
Active portfolio, portfolio at risk, productivity and provisions.
Highlights
What makes it different
Simulation before the contract
Access profiles by role
Portfolio-at-risk indicators
Want to see GIRO in action?
We schedule a demo and show the system with data similar to your organisation’s.